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3D Financial, Financial Planning, Elevated
At 3D Financial, financial planning is the art of strategically positioning your wealth to achieve your personal, professional, and legacy goals. Our specialized approach, tailored exclusively for high-net-worth individuals, integrates precision, discretion, and sophisticated insight. We provide clarity from complexity, ensuring you have a dynamic and adaptable financial blueprint that evolves seamlessly with your ambitions and changing circumstances.
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“At 3D Financial, we’re more than financial planners—we’re your partners in navigating complex financial decisions with care and confidence. We simplify complexity, protect your wealth, and create a smooth path for future generations. Your goals, your family, your legacy—our priority.”
Sophie Lalonde, CEO, 3D Financial
Our Financial Planning Services
Discover. Design. Deploy.
We leverage our proprietary methodology to build financial plans that adapt seamlessly to your evolving goals, ensuring continuous clarity and strategic agility.
Cross-Border Financial Planning
Our distinctive expertise in cross-border financial planning between Canada and the USA positions us as the clear choice for affluent business owners and individuals managing significant cross-border financial interests. We expertly navigate nuanced tax implications, regulatory compliance, and asset allocation, ensuring clarity, compliance, and optimal financial outcomes in both jurisdictions.
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Business Owner Planning
Optimize both your personal wealth and business success through sophisticated asset protection, strategic growth planning, and advanced risk management. We further amplify your opportunities by facilitating meaningful connections within our expansive professional network, empowering you to achieve accelerated, sustainable growth.
Divorce Financial Planning
Navigating divorce requires discretion, careful financial analysis, and strategic insight. Since 2002, our team has served as expert witnesses in high-profile cases, effectively managing complex asset divisions, protecting substantial business interests, and guiding affluent clients through challenging transitions to secure their financial futures.
Advanced Tax Mitigation
We proactively navigate complex tax environments to significantly minimize your tax burden. Our tailored tax strategies focus on wealth preservation and growth optimization, delivering sophisticated solutions specifically crafted for high-net-worth scenarios.
Legacy & Estate Planning
Craft a lasting, meaningful legacy with our bespoke estate strategies. We ensure your assets and values are structured to effectively transcend generations, aligning your financial resources with your long-term vision.
Retirement Planning
Enjoy your desired lifestyle in retirement through meticulously structured plans that sustain and enhance your wealth. We specialize in wealth preservation, strategic asset management, and maximizing your long-term financial security and independence.
Charitable Giving & Philanthropy
Maximize your philanthropic impact with strategic charitable giving solutions tailored to both corporate and personal objectives. Our specialized planning helps you align your financial resources with your values to create meaningful, lasting contributions.
Strategic Cash Flow Management
Enhance your financial agility through proactive liquidity management strategies. We deliver sophisticated, actionable insights to strategically optimize your cash flow, positioning you to capitalize on emerging opportunities.
Take Control of Your Financial Future
Engage with our experienced advisors to confidently pursue your financial objectives.
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Understanding Our Structure
Our services are provided through multiple distinct entities:
- 3D Financial: Insurance and financial planning services in Canada (regulated provincially; no investment products offered).
- 3D Financial Solutions (iA Private Wealth): Investment advisory and wealth management services in Canada, regulated by CIRO.
- iA Private Wealth USA: Investment management and advisory services provided in the United States, regulated by SEC.
- 3D Private Client: Financial planning and advisory services in the United States (no investment products offered; regulated by applicable state authorities).
Each entity is separate, independently regulated, and provides services exclusively within its licensed jurisdictions.