Beyond the gala

Turn one evening of generosity into a lasting family, corporate, or personal giving strategy. A donor-advised fund transforms your charitable impulse into deliberate action.

Context

One evening, lasting impact

The gala brings you together for a single night. SITN's work with children, families, and local organizations continues every day. A donor-advised fund bridges that gap, turning your generosity into sustained strategy that compounds over years.

Is a donor-advised fund right for you?

Answer five quick questions to see whether a donor-advised fund may fit your charitable goals.

Your situation
Yes
No
Do you hold public securities with meaningful unrealized gains?
Are you in, or approaching, a high-income or high-cash-flow year?
Would you like the charitable receipt now but prefer to grant to charities over several years?
Would a family council, corporate giving calendar, or successor record improve decisions?
Do you want foundation-style structure without the administration of a private foundation?
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Why donors use a donor-advised fund

01. Organize

Keep charitable capital, receipts, grant history, and giving decisions in one place.

02. Time

Contribute in a high-income or high-liquidity year, then recommend grants to charities over time.

03. Stretch

Donate eligible appreciated public securities in kind. Where the rules apply, the taxable capital gain may be reduced to zero, preserving more value for charitable giving.

04. Repeat

Set recurring grants and avoid rushed year-end donation decisions.

05. Teach

Involve children, successors, or leadership teams in charitable decisions and shared values.

06. Simplify

Create a foundation-style giving structure without the administration of a private foundation.

Strategy

Why appreciated securities matter

See the difference between two approaches with $100,000

Your approach
Sell first
Sell stock, then donate
Donate in kind
Transfer stock directly
Gift value
$100,000
$100,000
Unrealized gain
$75,000
$75,000
Taxable capital gain
$37,500
$0
Estimated capital gain tax
$20,000
$0
Approx. charitable tax benefit
$53,300
$53,300
Estimated after-tax cost
$66,700
$46,700

Key takeaway: in this illustration, the in-kind route preserves roughly $20,000 of additional giving capacity.

Illustration only. Assumes a high-income Quebec donor, a 53.31% donation-credit / marginal-rate approximation, a 50% taxable capital gain when sold, and a 0% taxable gain when qualifying public securities are donated in kind. Rounded for readability. Actual results depend on the donor's tax profile, income limits, timing, and other facts.Eligibility, income limits, timing, market value, and provincial rules should be reviewed before any transfer.
Next step

A 30-minute review can identify whether this structure fits

A short conversation can help determine whether a donor-advised fund may be relevant based on your appreciated securities, income timing, family or corporate giving goals, and desired level of structure.

Book a 30-Minute Giving Review
Prefer to contact us directly?
Executive Office
(888) 863-8506
Purpose

The gala is one night

SITN's work with children, families, and community organizations continues every day of the year

Transform your gala generosity into lasting support

A donor-advised fund lets you give strategically over time, deepening your impact on causes that matter

Build a giving plan aligned with SITN's mission

Move beyond the single donation and create a framework for meaningful, consistent support of the community

Three ways to begin

You've seen what's possible. Now move forward with the approach that fits your situation. Each path takes just minutes and opens the door to a conversation about your giving strategy.